bonify Finanzmanager 3.7.1

Taking charge of your finances is crucial in today's world. The bonify app offers an array of features designed to assist users in managing their financial health effectively.

• Free credit score checks at your convenience.
• Comprehensive financial analyses and opportunities for savings.
• Download rental reports or access SCHUFA credit checks.
• Apply for 100% digital loans without the hassle of paperwork.

bonify serves as an all-in-one financial manager, helping users monitor their finances, enhance their creditworthiness, and find tailored savings solutions based on their unique financial circumstances.

Key Features of the bonify App:

• Cost-Free Core Functions: The app's download and main features, including credit score checks, financial fitness assessments, and customized product offerings based on your credit score, are entirely free. Users can opt for identity protection for a nominal fee, though it is not mandatory.
• SCHUFA Baseline Score: The SCHUFA baseline score provides essential insights into your creditworthiness, valuable not only for prospective landlords and business partners. bonify allows you to view your original SCHUFA score at any time without charge, with regular updates and tips to help improve this score actively.
• Financial Fitness (FinFitness): This unique feature assesses your finances akin to a workout regimen, taking into account surplus income, savings, missed payments, and employment status to determine your financial health.
• Digital Loans: If you wish to apply for a loan fully online without paperwork in just minutes, the bonify app facilitates this process through digital lending options that are tailored to fit your financial needs perfectly.
• Personalized Products: Whether you need loans, checking accounts, credit cards, insurance, or utility services, bonify provides product offerings customized according to your creditworthiness and financial situation.
• Rental Reports & SCHUFA Credit Checks: The rental report feature offers significant savings in money and time. Users receive a filled-out tenant self-disclosure form, confirmation of rent payments, a credit assessment, and proof of income through cost-effective solutions. A comprehensive rental report with a SCHUFA check is also available for direct download.
• Identity Protection (Optional): With the increase in identity theft incidents, bonify's IdentProtect offers comprehensive identity protection. The service alerts you promptly if your data appears online, enabling quick action to mitigate potential damage.
• bonify MasterCard Gold (Optional): Users can apply for the bonify MasterCard Gold through the app, enjoying a fee-free credit card with numerous benefits, including free identity protection through IdentProtect.
• Security: bonify places a high emphasis on data privacy and security. The service is TÜV-verified and licensed by the Federal Financial Supervisory Authority (BaFin), ensuring high-security servers and robust data encryption measures are in place.

In conclusion, bonify stands as a comprehensive credit and financial management tool that delivers valuable insights and support tailored to individual user needs.